Commercial insurance is one of the most important investments you can make in your business. Good insurance will protect your company from severe financial loss and can mean the difference between closing your doors and staying afloat in the face of damages or a lawsuit. You need business insurance to cover acts of God and general liability. Fires and car accidents happen; people slip, fall, get sick, or worse. And all of these things can happen in your business. All businesses, regardless of size, need business insurance.